Manager, Credit Evaluation Jobs in Gaborone at Stanbic Bank

The Credit division is responsible for the evaluation and granting/declining of PBB, including staff as and when the need arises, accordingto the laid down procedures within laid down turnaround times as per SLA whilst
minimising the Bank’s lending risk.

Job Purpose

The main purpose of the job is as follows:

• Assessing collateral held in respect of names on the watch list and developing with the Collateral Department where necessary.
• Ensuring that statutory and group returns are completed accurately and within laid down time lines.
• Maintaining strong working relationship with inter – related areas of the department and continuously liaise with business partners.

Key Responsibilities/Accountabilities

The key responsibilities of the role are as follows:

• Accuracy and prompt checking of returns ensuring timeous delivery.
• Recovery of fees – charges such as excess fees should be recovered promptly
• Ensure that  PBB Credit factory  is within the acceptable factory standards.
• Risk and Credit Performance – Deploy risk grading to enable credit strategies to effectively manage portfolio

Preferred Qualification and Experience

The preferred qualifications and knowledge are as follows:

 Experience

• A minimum degree in the business related field.
• Post matric accounting qualification and computer literacy.
• Minimum 5 years of experience in credit assessment environment
• Competent in the bank’s credit policy and regulatory requirements.

Knowledge/Technical Skills/Expertise

Knowledge required for the role is as follows:

• Sound general banking knowledge, that is, bank’s products and services, systems and procedures with specific emphasis on PBB (business banking and personal banking).
• Knowledge of the general macro economical influences and factors

Manager, Credit Evaluation