CREDIT MANAGER - CREDIT - FIRST NATIONAL BANK BOTSWANA

First National Bank Botswana is looking for a Credit Manager - Credit to fill the vacant post in their Botswana Office.

Credit Manager - Credit

The Manager will be responsible for a portfolio of corporate clients typically concentrated in one or two major industries and with the majority based in Botswana.

Requirements

Responsibilities:

• Identifying transaction specific risks including credit, taxation, accounting and legal;
• Introducing risk mitigating measures as input to structure transactions in line with the risk philosophy of the Bank;
• General understanding of the Botswana Companies Act, Tax, Commercial Law and legal issues relating to Security;
• Accountability for originating and writing the Credit Application and co-presenting with the relevant RM to the Credit Committee;
• Excellent report writing skills (reports are presented to the Credit Committee and to the Board of Directors);
• Keeping up to date with news and events that might affect various individual counterparties and portfolios;
• A good understanding of the Bank’s credit grading and credit pricing models;
• Comprehensive understanding of business risks and the economic environment with the ability to relate such issues to the risk profile of individual credits.

Qualifications and Experience:

• The successful candidate must have a CA, MBA or CFA. Experience should ideally include modeling, assessing and advising on industry and company specific risks;
• Ability to analyse company financial statements and to identify and quantify financial and business risks;
• An interest in and understanding of financial instruments and markets;
• General knowledge of practical economics relating to business, industry and the Botswana macro-economic environment;
• Computer literacy: proficiency in spreadsheet, database and word processing software;
• General understanding of a variety of financial derivative products.

Competencies:

• Analysis and attention to detail;
• Problem solving;
• Drive for results;
• Resilience and stress management;
• Building relationships;
• Presentation and facilitation;
• Verbal and written communication;
• Business insight and risk awareness;
• Commercial and financial acumen;
• Mathematical acumen.

Closing date and application instructions

Interested candidates are invited to submit applications together with a comprehensive curriculum vitae and copies of qualifications not later than 20th November 2015.

The Director
First National Bank Botswana, Human Resources
P O Box 1552, Gaborone, Botswana

Applications can also be hand delivered to First Place (FNB Head Office) CBD
Only applicants meeting the criteria above will be responded to.